WE HANDLE YOUR
INSURANCE CLAIM
START TO FINISH
Storm damage? Don't navigate the insurance process alone. Our dedicated claims team fights for your full entitlement — at no extra cost to you.
MOST HOMEOWNERS LEAVE MONEY ON THE TABLE
Insurance adjusters work for the insurance company — not for you. Without a roofing expert in your corner, it's easy to accept a settlement that doesn't cover the full cost of your damage.
American Shield's claims specialists have reviewed thousands of insurance settlements. On average, homeowners who use our claims service recover 40% more than those who go it alone.
Did you know?
Hail damage is the #1 cause of roofing insurance claims in the U.S. — and most homeowners don't discover it until a leak appears.
TYPES OF STORM DAMAGE WE DOCUMENT
Insurance covers damage caused by sudden events. Here's what we look for — and what your insurer is required to pay for.
Hail Damage
Hail as small as 1 inch can cause significant damage to asphalt shingles, metal flashing, gutters, and HVAC units. Most homeowners don't know their roof was damaged until a leak appears months later.
Warning Signs
- Dented or bruised shingles
- Granule loss in gutters
- Dented metal flashing
- Cracked or split shingles
Wind Damage
High winds can lift, crack, and tear shingles — even on newer roofs. Wind damage often starts at the edges and corners and can expose your roof deck to water intrusion.
Warning Signs
- Missing or lifted shingles
- Curling shingle edges
- Exposed roof deck
- Damaged ridge cap
Storm & Water Damage
Heavy rain, ice dams, and falling debris can compromise your roof's waterproofing. Water intrusion leads to mold, rot, and structural damage if not addressed quickly.
Warning Signs
- Active leaks or water stains
- Ice dam damage
- Debris impact damage
- Flashing failures
HOW WE HANDLE YOUR CLAIM
Six steps. Zero stress. You pay only your deductible.
Call Us First
Before you call your insurance company, call American Shield. We'll inspect your roof for free and document all damage with professional photos and a written report — giving you the strongest possible claim.
Pro tip: Calling your insurer before getting an inspection can result in a lower settlement.
Free Damage Inspection
Our certified inspectors perform a thorough roof assessment, documenting every damaged shingle, dented flashing, and compromised seal. You receive a detailed report with timestamped photos.
We find damage that adjusters often miss — especially hail damage on flat surfaces.
We File Your Claim
Our dedicated claims team submits your insurance claim with our full documentation package. We know exactly what insurers look for and how to present damage to maximize your settlement.
Our claims team has filed 50,000+ claims with a 94% approval rate.
Adjuster Meeting
When the insurance adjuster comes to your home, one of our project managers will be there with you. We walk the roof together, point out every item in our report, and advocate for your full entitlement.
Having a roofing expert present at the adjuster meeting increases settlements by an average of 40%.
Claim Approved
Once your claim is approved, we review the settlement with you to make sure everything is covered. If the insurer underpays, we help you file a supplement to recover the full amount.
Supplements are common — we fight for every dollar you're owed.
New Roof Installed
With your claim approved, we schedule your installation at your convenience. Our crew completes most residential replacements in 1–2 days, with full cleanup and a final walkthrough.
You pay only your deductible. We handle the rest.
HOMEOWNERS WE'VE HELPED
Real claims. Real savings. Real homeowners who let us fight for them.
"After the hailstorm, I had no idea where to start. American Shield handled everything — the inspection, the claim, the adjuster meeting. My insurance paid for a full roof replacement and I only paid my $1,000 deductible."
Robert M.
Houston, TX
Claim Value
$18,400
"My insurance company initially offered me $4,200 for repairs. American Shield's team pushed back with their documentation and got my claim increased to a full replacement. I'm so grateful."
Patricia L.
Nashville, TN
Claim Value
$14,800
"The adjuster only found 12 damaged squares. Our American Shield rep found 28. Having someone in my corner at that meeting made all the difference. New roof, zero hassle."
David K.
Denver, CO
Claim Value
$22,100
INSURANCE CLAIM FAQ
DON'T LEAVE MONEY ON THE TABLE
Let our claims specialists fight for your full entitlement. Free inspection, no obligation, no extra cost.